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实行名单制管理，通过官方网站、移动互联网应用程序等渠道披露名单，及时对名单进行更新调整。商业银行不得与名单外的机构开展互联网助贷业务合作。　　在业内专家看来，助贷新规正式施行后，商业银行互联网贷款业务模式将迎来多方转变。董希淼认为，“助贷新规”实施，意味着商业银行互联网助贷业务将进一步告别“野蛮生长”，进入一个“合规为王”和“风控为本”的新阶段。这对不同类型银行都提出了挑战，但也指明了方向。从短期

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